The answers to these questions are general in nature.  If there is a discrepancy between the provisions of the layoff benefit plans and the answers below, the plan provisions will govern.

General Questions:

  • What is the Fidelity Benefit Center?
  • What is the Fidelity Benefit Center's address?
  • How do I reach the Fidelity Benefit Center by phone or fax?
  • How can I get information about my Delphi savings or pension plan benefits?
  • Benefit Questions:

  • How do I apply for a SUBenefit?
  • What if I need assistance with the VRU or web site application process?
  • Can I use the VRU or the My Layoff Benefits web site to apply for GIS income benefits?
  • How soon after my layoff begins can I apply for a layoff benefit?
  • AutoSUB Questions:

  • What is AutoSUB and how do I know if my plant is covered under the Program?
  • My plant is covered under the AutoSUB program; when can I expect my SUBenefit Check?
  • Layoff Benefit Check Questions:

  • How often does the Fidelity Benefit Center process layoff benefit checks?
  • I have not received my layoff benefit check.  When can the Fidelity Benefit Center issue another one?
  • How is my SUBenefit calculated?
  • If I have wages from another job for the same week that I am applying for a SUBenefit, do I have to declare these earnings?
  • Why are child support payments deducted from my SUB check?
  • My state requires that I serve a waiting week. How does that impact my SUB eligibility?
  • Unemployment Compensation Questions:

  • Who do I contact with questions about eligibility for state unemployment compensation benefits?
  • What is a Monetary Determination?
  • I have not received my Monetary Determination from the State.  Who can I call?
  • What is my UC benefit year?
  • Contact Us with Your Questions and Comments

    Help Us improve our service by completing a Customer Survey


    General Questions:

    Q: What is the Fidelity Benefit Center?

    A: The Fidelity Benefit Center is the third-party administrator for the Delphi layoff benefit plans (SUB and GIS) and unemployment compensation activities.

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    Q: What is the Fidelity Benefit Center's address?

    A: The mailing address for the Fidelity Benefit Center is:

    Fidelity Benefit Center
    P.O. Box 5078
    Southfield, MI  48086-5078

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    Q: How do I reach the Fidelity Benefit Center by phone or fax?


    A: 

    Phone:  1-877-389-2374
       Fax:  1-313-230-7492

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    Q: How can I get information about my Delphi savings or pension plan benefits?


    A: Visit http://netbenefits.fidelity.com or call 1-877-389-2374

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    Benefit Questions:

    Q: How do I apply for a SUBenefit?

    A: To apply for benefits, eligible employees may call our Voice Response Unit (VRU) at 1-877-389-2374 or click on My Layoff Benefits.  If you are from a plant location covered by the AutoSUB Program, generally you do not need to apply for a benefit using the VRU or the web site.  A check will be sent to you automatically.  In certain situations, you may need to complete a paper application. 

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    Q: What if I need assistance with the VRU or web site application process?

    A: Fidelity Benefit Center's Analysts are available during normal business hours to handle any problems and to explain the process to you.   However, you are required to do the actual input of information into the VRU or this web site.  The Fidelity Benefit Center's Analyst provides verbal assistance only.

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    Q: Can I use the VRU or the My Layoff Benefits web site to apply for GIS income benefits?

    A: No.  You must complete a paper application.

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    Q: How soon after my layoff begins can I apply for a layoff benefit?

    A:Your home plant must enter the proper layoff status into the personnel status system (SAP) and you must have met all applicable UC reporting and application requirements before you may apply for a layoff benefit.

    You must wait to file an application until you have received your monetary determination from the state UC agency.  You must also wait until you receive your weekly UC check before you apply for your layoff benefit for the same week.   If you have exhausted UC eligibility, you must wait until the Monday following any full week of layoff to apply for a layoff benefit for such week.

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    AutoSUB Questions:

    Q: What is AutoSUB and how do I know if my plant is covered under the Program?

    A: AutoSUB is an automated procedure, in which the Fidelity Benefit Center receives state UC benefit information electronically from the State.  The UC information is used to calculate the payment of a regular SUBenefit for each full week of layoff.   When the AutoSUB procedures apply, your application for a state UC benefit will constitute submitting an application (and supporting information) for regular SUBenefits and generally you will not need to use the VRU or web site to apply.

    AutoSUB is used for Delphi employees in Michigan and New York.

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    Q: My plant is covered under the AutoSUB program; when can I expect my SUBenefit Check?

    A: If your UC benefits are processed weekly by the state, and the Fidelity Benefit Center receives the UC information the beginning of the following week, then your SUBenefit check will be issued that week and will be dated for that Friday.  You may use the VRU or click on View Your Paid and Pending History to determine if your pay request is pending for the upcoming Fidelity Benefit processing cycle.

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    Layoff Check Questions:

    Q: How often does the Fidelity Benefit Center process layoff benefit checks?

    A: Layoff benefit checks are processed once a week, usually on Wednesday night.   The checks will be mailed on Friday of the same week in which they are processed.   You may use the VRU or click on View Your Paid and Pending History to determine if your SUB benefit has been processed for payment.

    SUB and GIS benefits are paid on a weekly basis.

    Provided you meet all of the eligibility requirements and pass the internal system edits, an application received by Wednesday of the processing week routinely will be paid two days later, on Friday.

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    Q: I have not received my layoff benefit check.  When can the Fidelity Benefit Center issue another one?

    A: You must wait 10 business days (Monday-Friday) after the issue date of the original check before placing a stop payment on the original check and requesting a replacement check.  Your replacement check will be processed in the next weekly processing cycle.

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    Q: How is my SUBenefit calculated?

    A: The purpose of the SUB Plan is to supplement state UC benefits while you are on a layoff.  If you have at least one year of seniority (as defined in the SUB Plan) as of your last day worked, your SUBenefit is equal to 95% of your weekly after-tax pay, minus $30.00 for work-related expenses not incurred.  Your SUBenefit is also offset by state Unemployment Compensation (UC) benefits and other compensation received for the specified week.

    To view a sample calculation, select an occupation most closely related to your own:

    Assembler
    Janitor
    Tool and Die Maker

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    Q: If I have wages from another job for the same week that I am applying for a SUBenefit, do I have to declare these earnings?

    A: Yes.  You must report any outside earnings.  However, only 80% of these earnings will be deducted from your SUBenefit for the week.

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    Q: Why are child support payments deducted from my SUB check?

    A: We are required to follow all Orders of the Court for child support and withhold the amount specified in the Court Order from SUBenefit payments made to you.  If you think a Court Order is no longer valid or is incorrect, you should contact the appropriate court and/or enforcement agency.  In order for a child support order to cease or be changed, the Court Order needs to specifically name the applicable SUB trust and be sent to:

     

    C/O Affliated Computer Systems, BPSC
    Payroll Services - Wage Attachments
    PO Box 62650
    Phoenix, Arizona 85085-2650

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    Q: My state requires that I serve a waiting week.  How does that impact my SUB eligibility?

    A: As of the effective date of the 2003 SUB Plan, if you are on a qualifying layoff, you will receive full SUB while serving a state waiting week.

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    Unemployment Compensation Questions:

    Q: Who do I contact with questions about eligibility for state unemployment compensation benefits?

    A: You should contact your local unemployment office to determine your eligibility.

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    Q: What is a Monetary Determination?

    A: A monetary determination is a written notice issued by the state establishing your UC eligibility and your UC benefit entitlement.  This information is given to you when you initially apply for state UC benefits.  It includes your benefits year beginning (BYB) date, weekly benefit amount (WBA), Maximum Benefit Amount (MBA) payable and the number of benefit weeks allowed.  You will need to provide this information when applying for a layoff benefit.

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    Q: I have not received my Monetary Determination from the State.  Who can I call?

    A: You should contact the state UC office where you applied for state UC benefits.

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    Q: What is my UC benefit year?

    A: The filing of a valid UC claim established not only your base period, but also your "benefit year".  A benefit year is a one year period usually beginning with the start of the first full week for which you file your UC claim.

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    Contact us with your questions or suggestions

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    Please help improve our service by completing the Customer Survey.

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